Service terms
Terms of service
Rules for using the service and limits of liability.
1. Service
Dividend Tracker Pro is a portfolio and dividend tracking tool. It includes statement imports, calculations, projections and an indicative tax report. It is not a broker, does not execute orders, does not hold assets and does not provide financial, tax, legal or investment advice.
2. Account and acceptable use
You must be at least 18, provide accurate information and keep your credentials confidential. Registration is open to any country; specific tax modules are limited to Spain and the US, while other countries use the generic informative report. We may suspend accounts for fraudulent, abusive or unlawful use.
3. Imports and AI
Automated imports are assistive. AI only receives the L0 payload (headers, patterns and synthetic rows), never real amounts, ISINs, accounts or identities. You review and confirm the mapping before applying it; if AI is unavailable or you do not authorise it, manual mapping remains available.
4. Accuracy and no advice
Calculations, projections and reports are informative and do not replace a tax, financial or legal adviser. The Spanish IRPF report is not an official return and is not filed with the AEAT; the US 1099-DIV style report does not replace Form 1099 or a CPA’s judgement. Always verify data and boxes before filing.
5. Subscriptions and payments
Payments are handled by LemonSqueezy as Merchant of Record. Subscriptions renew automatically unless cancelled; the price, cycle and applicable taxes are shown before purchase. You can cancel in one click and keep access until the end of the paid period. Refunds are only available where required by law. EU consumers have a statutory right of withdrawal under applicable law.
6. Limitation of liability
To the extent permitted by law, the owner’s total liability for direct damages is limited to the amounts paid by the user in the previous 12 months. Liability for wilful misconduct or gross negligence and mandatory consumer rights are not excluded. We are not liable for investment decisions, tax errors, third-party data or service unavailability.
7. Termination and retention
You may close your account at any time and export your data before closing. We may suspend or terminate access for breach, legal risk or security. After closure, the retention periods in the privacy policy apply.
8. Governing law and disputes
These terms are governed by Spanish law. Consumers retain the mandatory courts of their residence. For other users, the courts of the owner’s domicile apply. Before litigating, contact support so we can try to resolve the issue.
9. Contact and rights
For support, privacy or complaints, use the support channel published in the app. You may also exercise your rights of access, rectification, erasure, objection, restriction and portability from your account settings.
Tax and financial notice
Information and reports are informative and do not constitute tax, financial, legal or investment advice. We do not guarantee the accuracy, completeness or timeliness of calculations or market data. We are not liable for penalties, surcharges, tax differences or investment decisions based on the app.